Suffering from a serious injury or illness can be daunting enough, without considering the financial implications. Our friendly and approachable team will determine if you may be eligible for a monetary payout from your superannuation fund or insurer.

At McKays, we have an expert superannuation and accident insurance disability claims team to assist you in the event of temporary or total disablement. Dealing with superannuation funds or other insurers can be stressful and overwhelming, particularly while you are managing the many impacts of a serious injury or illness.

Total & Temporary Disablement (TTD) and Total & Permanent Disablement (TPD) and Income Protection (IP) are insurance benefits available by many superannuation funds in addition to the accumulated superannuation contributions your employer makes to your nominated fund. Many super funds pay regular instalments of up to 75% of your income for TTD and IP, or lump sum payments in the event of TPD.

Our team will assist you by carefully reviewing the provisions of your particular superfund’s trust deed or insurance policy provisions, to determine whether you may be eligible for a claim.

We pride ourselves on offering a comprehensive service by working with your treating practitioners and independent medical examiners, etc. to ensure that all relevant evidence of the extent of your injury (both physical and psychological) is submitted in support of your claim.

McKays are available to work with you from the beginning of your claim process, or can easily pick up a claim mid-way through if you have already started the process yourself. Regardless of your situation, it is important to gain legal advice to ensure you receive the full extent of your entitlements.

Being a full-service legal practice means we can also assist in further areas of legal advice, such as personal injuries and employment issues. This ensures peace of mind, knowing your matter is in the best capable hands.

Upon successful payout of a claim, we can also work with you and your financial planner and accountant to protect your assets to ensure the funds paid to you are managed in such a way to best meet your financial needs on an ongoing basis.

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